Who We Are

Nearly 20 years ago, a group of like-minded banks formed in several Central Florida communities. Our Executive Chairman, Ernie Pinner, formed a bank holding company, brought these banks together in 2000, and in doing so, solidified our central tenants of culture, growth, acquisition, customer service, and a healthy respect for risk. Fast forward to 2019 – strong organic growth and almost 30 acquisitions later, Capital Financial Inc is now in the 75th largest bank in the U.S. covering Florida, Georgia and Alabama. Our size allows us to offer world-class products while our DNA makes us laser-focused on providing local decision making to support a remarkable experience for our customers.

Local Market Driven

Our business structure is designed to value the unique character of the communities we serve and to encourage decision making by the banker that is closest to the action.

A Long-Term Horizon

We approach business decisions with an emphasis on long term growth, sustainable profits and the career development of our officers and staff. We will not sacrifice credit quality for short term gain.

World Class Service

We will exceed our clients’ expectations by anticipating their needs and responding with a sense of urgency. Each of us has the freedom, authority and responsibility to do the right thing for our clients.

Relationship Services

Our bank is built on life-long friendships. We communicate with candor and transparency. We believe that the relationship is more valuable than the transaction.

Faith and Family

Commitment to our faith and families is fundamental to the overall culture of our institution.


Application Instructions

Thank you for your interest in employment with Capital Financial Inc. Applications are accepted exclusively for current open positions. Applications are active for ninety days. We encourage you to apply!


Predictive Index Behavioral Assessment Survey

Capital Financial Inc is an Equal Opportunity Employer Veterans/Disabled and will not discriminate against applicants or employees on the basis of race, color, religion, gender, sexual orientation, marital status, age, national origin, ancestry, gender identity, disability, genetic testing, service in the military, citizenship status or any other characteristics protected by federal, state or local law. Capital Financial Inc also prohibits harassment of applicants or employees based on any of these protected categories.



CenterState is committed to complying with the Americans with Disabilities Act (“ADA”) and state and local disability laws. The Bank provides reasonable accommodations to qualified individuals with disabilities, unless doing so will cause an undue hardship. The Bank encourages employees and applicants who believe they need reasonable accommodations to perform the essential functions of a job to contact the Human Resources Department at 863-551-5445.