Partnerships where roots run deep.

In an industry that is dependent upon changing commodity prices, weather and technology, we are here as a stabilizing force for you. We understand that market cycles can impact your business. That’s why our agribusiness team leverages industry knowledge and expertise to help you, while cultivating relationships to plant the seeds of growth for your business in the years ahead.

Agribusiness Lending

A wide range of agricultural loans to suit your business needs.

  • Working Capital Loans
  • Term Loans
  • Letters of Credit
  • Real Estate Financing
  • Livestock Financing
  • Equipment Financing
Agriculture Business Deal

Agribusiness Services Services

Traditional Services services from a local community bank.

  • Multiple checking and savings account options which benefit your business.
Agriculture Tablet

Treasury Management

Business management services to make managing your business easy for you.

  • Merchant Services for retail agribusinesses.
  • Account security with Positive Pay, ACH Filter or Block.
  • Operational efficiency with Sweep Accounts.

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Plant Purchase

Equipment Leasing

Capital Financial Inc can structure a lease to meet your special needs.

  • A wide variety of lease terms, structures and purchase options are available.
  • No early termination penalties.
  • Additions and upgrades may be added at any time.

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Green Tractors

Meet Our Community Bankers

John Williams

Okeechobee Area President/SVP Okeechobee

Okeechobee County, FL

Dawn Smith

Commercial Relationship Manager/VP Business Development

Okeechobee, FL