Delivering Solutions and Expertise to
Keep Your Business Healthy

We understand the opportunities and the challenges facing mid-size business owners and executives. That’s why we provide financing solutions tailored to meet your needs. Our understanding of the local market and your unique needs allows us to work with you to accommodate your financing requirements. We employ our creativity, understanding, experience, and expertise to build the right solution for you. At Capital Financial Inc, our emphasis is on relationships, not just transactions. Some services are subject to credit approval.

Local Market Driven

Our business structure is designed to value the unique character of the communities we serve and to encourage decision making by the banker that is closest to the action.

Contact a Banker

Commercial Lending Solutions

Revolving Business Lines of Credit

Flexible Access to Cash through a Revolving Line of Credit

A flexible solution for your short-term borrowing needs, such as alleviating cash flow shortages, financing receivables, purchasing inventory or taking advantage of seasonal opportunities. That’s how we can help you plan for growth and improve cash flow.


Letters of Credit

Give Added Assurance to Your Trading Partners with a Letter of Credit

A letter of credit provides assurance to your trading partner that your obligations will be paid using the bank’s credit as long as the documents called for in the letter of credit meet the terms stated. There are many different letter of credit options, so it is important to talk to one of our relationship managers to learn which one is best for your business needs.


Term Loans

Finance Your Working Capital with a Term Loan

A term loan from Capital Financial Inc provides you flexibility and the resources you need to finance expansion, add inventory, invest in new equipment or otherwise help your company grow. Our team can help you structure a deal with competitive rates and the length of time you need.

Treasury Management Services

Improve Efficiencies and Control

Capital Financial Inc’s Treasury Management Services are designed to create value for your company with products that improve your efficiencies and controls while helping you to reduce expenses and enhance earnings.

Getting Started

To learn more about our Commercial Lending solutions or Treasury Management Services, please contact your local branch or commercial banker.

You may also contact our Treasury Management Services Group between 8:00 a.m. and 6:00 p.m. (EST) Monday through Friday.