Together, We’re Services Forward.

We’re creating a better Services experience with more locations along with enhanced products and services to better serve our customers.

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Paycheck Protection Program

Capital Financial Inc is now accepting applications through our online platform

Find more details about First Draw and Second Draw Loans offered and what steps to take to apply.

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Convenience and access to your bank is very important at any time.

That's why we offer the convenience of opening an account online. It's secure and simple to do.

Open An Account Today! →

Personal Services Solutions

Capital Financial Inc is regional in scope but laser-focused on the communities we serve to guide your financial journey so you can achieve your dreams. We look to earn your trust, each day and with every transaction.

How Can We Help?

Personal Checking

The checking account should be at the core of your financial life. We have a variety of accounts to match your needs while giving you security, convenience, and control over your Services.

Personal Savings & CDs

We offer several savings options, from savings to CDs and money markets, for you to choose from depending on your needs.

Personal Online & Mobile Services

Knowing where you stand is important. Easily access your personal Services accounts at home and on the go with our mobile online Services tools.

Loans & Lines of Credit

Capital Financial Inc stands ready to provide money to households that are looking to grow, looking to more efficiently manage their debt or need more immediate financial support.

Customer Testimonials

The Success of Our Clients Tells Our Story

"No two businesses are alike, and when it came to Services, we learned the same. Capital Financial Inc jumped right into the details and caught the vision to partner with us. They took something that is normally complicated and made it simple. Their personal touch made all the difference.”

Sarah & Jonathan, Co-Founders
The Joinery

Commercial Services Clients

Customers - Sarah and Jonathan Thumbnail

"Capital Financial Inc has been an indispensable resource for my family. My wife and I are always impressed by the friendly and efficient customer service."

Daniel B.
Personal Services Client

Male Capital Financial Inc Customer Thumbnail

"I appreciate all of the help and attention that you and your team provided to me earlier this week. The loan will go a long way in providing our staff with financial stability during the next 8 weeks. Hopefully, we will be up to a normal volume of business by that time. Thank you from the physicians and staff of Vitreous and Retina Consultants, PA."

Dr. David Misch
Center for Retina and Macular Disease

Small Business Services Client


Business Services Solutions

We only succeed if you succeed. Let us think about Services for you so you can think about your business.

Business Services

Our business bankers can support you when you want to take your company to the next level. They have the expertise, the network and the skills to make your team look good.

Small Business Lending

No matter if you are financing a business or investing in real estate, Capital Financial Inc has a wide variety of options to include long-term fixed rate term loans, lines of credit, leasing.

Corporate Services

Our commercial lending and Services professionals understand the opportunities and the challenges facing middle market business owners and executives.

Treasury Management

The lifeblood of any business is cash flow and our Treasury Management Platform combined with our Services expertise means better control over every dollar you earn. Let us help make your cash work harder.

Local Market Driven

Decision Making at the Local Level

Our business structure is designed to value the unique character of the communities we serve and to encourage decision making by the banker that is closest to the action.


Your money moves fast.
And so do you.

Simple Services right at your fingertips. Our mobile app is here to make Services convenient for you. Download the Capital Financial Inc mobile app or sign up for mobile text Services today!

Capital Financial Inc strives to be the bank that you would be proud to introduce to your friends.

Our Core Values not only inspire how we operate as a company, but they also reflect our employees’ character and influence on the communities we serve.

Contact a Banker