With a Capital Financial Inc Home Equity Line of Credit, you get access to cash from the equity in your home and enjoy these benefits.


Flexible Terms

Low fees

Competitive Variable Interest Rates


Ready to Apply?

Contact your Capital Financial Inc lending specialist today to learn more about our home equity loan products!

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Home Improvements

  • Renovations and repairs

Major Expenses

  • College tuition & education costs
  • Investment property or land
  • Vacation

Debt Consolidation

  • Pay off high-interest loan and credit card balances

We’ll Pay the Closing Costs!

We want to help you put the equity in your home to work for you. That’s why Capital Financial Inc will pay closing costs on lines up to $250,000!*

*Total closing costs generally range from $0 – $7500. Examples of closing costs paid by the bank are fees for a credit report, flood determination, title insurance and other costs. Bank paid closing costs will include up to $200.00 toward appraisal fees. Customer is responsible for paying any additional appraisal fees over that amount. Line must be funded by 50% or $10,000 at closing, whichever is greater. Capital Financial Inc, N.A. will waive reimbursement of closing costs as long as your account is open for at least 2 years. Offer is available for primary residences only. Manufactured Homes/Mobile Homes are not eligible for a home equity line of credit. Property insurance is required, and if applicable, flood insurance will be required. All loans subject to credit approval. Other restrictions may apply. Capital Financial Inc

Looking for an Alternative to a HELOC?

For some homeowners, a Home Equity Line of Credit is just what is needed to provide extra cash when it is needed the most. Another option to consider is to refinance your current mortgage.