Personal Services Solutions

Capital Financial Inc is regional in scope but laser-focused on the communities we serve so you can achieve your financial dreams. We look to earn your trust each day and with every transaction.

How Can We Help?

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The Capital Financial Inc Advantage

While one of the larger community banks, Capital Financial Inc maintains local decision making and management to help to guide your financial journey.

Community Focused with Local Decisions

Our Core Values not only inspire how we operate as a company, they also reflect our employees’ character and influence on the communities we serve.

Bankers Standing By To Support You

You need the immediacy and confidentiality of someone standing beside you.

Financial Expertise At Your Fingertips

Delivering the solutions and expertise to keep your business growing.

Our Success Is Your Success

If you don’t grow we don’t grow. We are dedicated to your future.

Dedicated To The Communities We Serve

Capital Financial Inc is committed and our employees remain passionate in giving back to our communities.

Happy Employees

Top places to work. We want to make every interaction a joy and that starts with happy employees.

Personal Checking

The checking account should be at the core of your financial life. We have a variety of accounts to match your needs while giving you security, convenience, and control over your Services.

  • Online Services
  • Mastercard® Debit Card
  • Email & Text Alerts
  • eStatements

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Personal Savings, Money Markets & CD’s

We offer several savings options, from savings to CDs and money markets, for you to choose from depending on your needs.

  • Competitive Interest Rates
  • eStatements
  • Easy to Use
  • Save for the Future

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Home Mortgage

Everything from first time homebuyers, to a home to retire in, we meet you where you are at and make sure that the process is easy and on time.

Online & Mobile Services

Knowing where you stand is important. Easily access your personal Services accounts at home and on the go with our mobile online Services tools.

Health Savings Account

A Capital Financial Inc Health Savings Account (HSA) is a great way to help you pay for qualified medical expenses. An HSA enables you to save for your healthcare deductible, while taking advantage of tax savings.

Parenting in Cyber Age

Parenting looks different in the Cyber Age with Internet access readily available. Chat with your kids on appropriate usage of Social Media sites and Internet usage.

Additional Personal Services Solutions

Consumer Lending

Whether you are considering buying a new home, remodeling an existing home or making a large purchase, we can assist you in determining which personal financing loan is best for you.

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Investment Services

Through our partnership with NBC Securities, Inc., we are able to provide our customers with a full-range of investment products and services to complement our traditional Services options.

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Credit Cards

Capital Financial Inc consumer credit card products offer competitive pricing combined with a full range of reward options. We make it easy to select and apply for the card that meets your needs.

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