Managing a business also means managing cash flow so you can operate efficiently. Capital Financial Inc has a variety of solutions to help you streamline the payables and receivables process.

Remote Deposit Capture

  • Make deposits anywhere, anytime of day
  • Eliminate the need to bring check deposits to the bank
  • Extend deposit deadline and improve the availability of funds
  • Create a more secure deposit process
  • Create detailed reporting for check and deposit activity
Check Scanning

Lockbox Services

  • Outsource your mailed payments to a trusted provider
  • Improve internal controls and reduce administrative costs
  • Reduce mail and processing float time on payments
  • Receive same day image access of both checks and invoices the same day work is processed
  • Reduce processing errors while automating the receivables posting process
Remittance Envelopes

Cash Vault Services

Capital Financial Inc has partnered with Loomis to provide a wide range of Cash Vault Services which include:

  • Online ordering capabilities
  • Convenient service with integrated cash and check processing
  • Reliable informational tools to deliver critical insights you can use to consolidate cash and coin inventories, track deposits, and monitor cash usage
  • Safe delivery of deposits and secure distribution of cash and coin orders via Loomis’ armored transportation services


Capital Financial Inc offers a FREE non-sufficient funds check recovery service through checXchange™.

  • Additional resources are available to manage the collection process so you don’t have too. Easy to use 24/7 online reporting system
  • Weekly deposits into your account as uncollected funds are recovered. Extra assistance is available through a secondary collection agency

ACH Origination Services

Paying vendors electronically can provide the following benefits:

  • Offer employees the ability to receive funds via direct deposit into their checking accounts
  • Eliminate the need for employees to go to the branch to make their payroll deposits
  • Automate vendor payments
  • Eliminate the expense of printing and mailing checks
  • Streamline account reconcilement
  • Establish limits for users and enjoy increased security of routine payments
  • Schedule payments in advance
  • Create templates for automating recurring transactions

Wire Services

  • Send funds via domestic or internationally via Wire Transfer
  • Increase both security and efficiency with online wire origination
  • Save time and money by electronically initiating your own wire transfers
  • Establish limits and approval levels with critical staff members
  • Process large dollar amount business transactions
  • Protect your account with multi-layered security from unauthorized access
  • Utilize a secondary authorization process through Dual Control and Out of Band Authentication
  • Create wire templates for recurring transactions

Business Bill Pay

Our Business Bill Pay allows you to:

  • Conveniently make payments online, anytime you want.
  • Create multiple users and delegate authority
  • Maintain internal control requirements

Get Started

Contact our Treasury Management Group to discuss products or services enrollment. Our Treasury Management Services Group is available between 8:00 a.m. and 6:00 p.m. (EST) Monday through Friday at .

Contact a Banker