Insights

Marrying someone with kids can be complicated; so can financial planning. Here are some tips discussing what each partner is bringing to the marriage financially. Money Issues when Marrying Someone with Children How will your finances change? Before getting married, it is important to sit down with your fiancé and discuss what assets, liabilities and…

After the year we just experienced, it’s OK if you haven’t made any 2021 New Year’s resolutions yet. However, don’t throw away your financial goals just because the calendar doesn’t read Jan. 1. Wondering how to make the best of budgeting or saving resolutions? Here are a few ways that may help: Keep fitness and…

How the Scam Works A customer receives a call from a fraudster claiming to be from the Capital Financial Inc’s “Fraud Department”. The fraudster “spoofs” the phone number to make it look like it is coming from Capital Financial Inc, N.A. Customer Care phone Number, 1-800-277-2175. The purpose for the call is to alert the…

At some point during a busy day, everyone needs a secure, convenient way to check their bank account balance. Below are four easy methods that allow you to keep a close eye on your funds. Keep in mind that the balance you see might not reflect pending transactions or deposits that haven’t yet cleared. 1….

DO YOUR PART. #BECYBERSMART Each day, people click or swipe to make an online purchase, register for a webinar, submit a loan application or post on social media. All the while, fraudsters are trying to steal their personal and financial data and use it without their knowledge. So, what should do you if you fall…

Strategic planning means a lot of things to a lot of different people. One problem that exists in corporate America is that the act of strategic planning is undefined and so management teams feel that if they can get to an offsite, sit around a table, work on some budget plans and talk about the…

Assume for a second that your company screws up and causes a problem. The customer comes in or calls to complain – Do you apologize? Of course you do – but then what? For the most part, small and mid-sized businesses are fantastic and solving problems and making customers happy. What comes after an apology…

As your company kicks off 2020, one critical factor to get right is to verify if you are targeting not the customers that you have now but the customers that you want for the future. Chances are, at least at some level, you are attracting the wrong customers that are not profitable, not engaged, not…

Commander Bryce Benson was asleep at 1:30 am when the Philippine freighter, the ACX Crystal, rammed the USS Fitzgerald on June 17th off the coast of Japan (Figures 1 and 2).  Within seconds the Commander’s stateroom flooded with cold seawater along with Berthing Room 2 that held 35 sailors. Four sailors grabbed sledgehammers, and one sailor…

Throw all the facts that you want at someone, and you won’t move them to a position anywhere near the effectiveness than if you can work the facts into a story. From the dawn of man, our brains have become hardwired to place facts in context, and a story helps get us that context in…